Reward Card Helpline 0333 335 9950
9am ‐ 6pm, Monday to Friday (excluding bank holidays). 03 numbers are charged at national call rates and included in inclusive minute plans from landlines and mobiles.
Calls may be recorded and/or monitored.

MORE THAN SMART WHEELS

MORE TH>N SM>RT WHEELS Reward Programme Terms and Conditions

Programme Terms & Conditions

Go to Cardholder Terms & Conditions

To Qualify

The SM>RT WHEELS Reward Card is only open to MORE TH>N Insurance Customers purchasing a policy from MORE TH>N SM>RT WHEELS from 8th November 2016 to 7th November 2017. We reserve the right to change this offer on new policy contracts at any point during this time. This will not affect existing MORE TH>N SM>RT WHEELS customers during the term of their policy.

The Offer

The Card is a prepaid Mastercard® debit card which can be used online and offline for purchases at most retailers that accept Mastercard as a payment method*.

Your Driving Style score will be reviewed quarterly and when you earn your first Driving Style reward and once you have registered to receive your Card (see How It Works below), it will be loaded with the appropriate amount of credit; this will depend on your SM>RT WHEELS driving style score. To receive a credit, you must have a positive Driving Style score.

Your Driving Style score will continue to be reviewed on a quarterly basis and if you have a positive Driving Style score, the appropriate amount of credit will be loaded onto your SM>RT WHEELS Card.

Only one Card will be issued per customer. Lost and stolen cards must be reported to us and a replacement card will be issued at a cost to the customer of £10.

*The Card cannot be used for making payments at CAT terminals (Card Activated Terminals) such as pay@pump terminals, toll roads and bridges, car parking, automated train ticket machines, for subscriptions or automated periodic payments, gambling, or any illegal goods or services.

Your card cannot be used to withdraw cash via cashback and cannot be used for cash withdrawals via ATM.

There are no cash or any other alternatives available.

How It Works

When you earn your first Driving Style Reward, to claim your Card you must visit www.morethansmartwheelscard.com within 15 months of the start date of your initial SM>RT WHEELS policy and enter your email address and unique code, which will be sent to you via email 5 to 7 working days following the end of the first quarter of your policy that you earn a Driving Style reward. You must provide a valid email address in order to claim your Card.

To receive the Card, your MORE TH>N SM>RT WHEELS policy must remain in force and payments up to date or received in full and you have logged in to www.morethansmartwheelscard.com to claim your Card. It will be posted to your home address within 6-8 working days. Just in advance of the arrival of your Card, you will receive your activation instructions via a separate email.

If you go on to renew your SM>RT WHEELS policy and missed your claim deadline for your first year rewards, you will still be eligible to claim any subsequent rewards earned. These rewards will have a separate claim deadline, which will be communicated via email, upon notification of your first driving reward earnt in subsequent years.

Actions You Need To Take

Upon receipt of your activation instructions and the SM>RT WHEELS Mastercard prepaid card you must activate your card online and follow the on-screen instructions. At the end of the activation process you will be provided with your 4 digit PIN. You need to activate your card to be able to use it.

Things You Need To Know

Your Card will be valid until the expiration date printed on the front of the card (24 months from when your card is issued).

If the amount of the value available on the Card is not sufficient to cover your purchase, you will need to pay the difference by other means first (cheque, cash, debit or credit card) then use the Card. Please note that it is down to individual retailers' discretion whether they will accept split payments.

This offer cannot be used in conjunction with any other offer and MORE TH>N reserve the right to vary or amend these terms and conditions or to withdraw the promotion at any time.

In the case of customer queries or a lost or stolen card, please call the SM>RT WHEELS Reward Card Customer Service Team on *0333 335 9950 (lines open Mon-Fri 9:00am to 5:00pm excluding Bank Holidays) or email support@morethansmartwheelscard.com.

Once you have activated your Card you shall be deemed to have accepted the Card terms and conditions for its use. Please see full details of the Card Terms of Use

By purchasing the MORE TH>N SM>RT WHEELS insurance product, you agree to be bound by the SM>RT WHEELS Reward Programme Terms and Conditions.

This offer cannot be used in conjunction with any other offer and MORE TH>N reserve the right to vary or amend these terms and conditions or to withdraw the promotion at any time.

In the case of customer queries or a lost or stolen card, please call the SM>RT WHEELS Reward Card Customer Service Team on *0333 335 9950 (lines open Mon-Fri 9:00am to 5:00pm excluding Bank Holidays) or email support@morethansmartwheelscard.com.

MORE TH>N is a trading style of Royal & Sun Alliance Insurance plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Reg No. 202323). Calls may be recorded and monitored.

Your More Than Smart Wheels Reward card is issued by Blackhawk Network (UK) Ltd​, an Electronic Money Institution authorised in the UK by the FCA with Firm Reference number 900023; pursuant to license from Mastercard International​. Mastercard® is a registered trademark of Mastercard International Incorporated. Blackhawk Network (UK) Ltd’s company registration number is 05802971 and its registered office is at Westside, London Road, HEMEL HEMPSTEAD HP3 9TD. Subject to availability.

It will be necessary to pass some of your data to Hawk Incentives Limited (the provider of the SM>RT WHEELS Card) for the purposes of administering the Card. Your data will be used in accordance with the cardholder Terms & Conditions.

*03 numbers are charged at national call rates and included in inclusive minute plans from landlines and mobiles.

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MORE TH>N SM>RT WHEELS is a trading style of Royal & Sun Alliance Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.

The More Than Smart Wheels Reward card is issued by Blackhawk Network (UK) Ltd., pursuant to license by Mastercard International Incorporated.