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MORE TH>N SM>RT WHEELS is a trading style of Royal & Sun Alliance Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 202323). Calls may be recorded and monitored.

The More Than Smart Wheels Reward card is issued by Blackhawk Network (UK) Ltd., pursuant to license by Mastercard International Incorporated.